Your CPA looks backward
Your CPA files last year's return. The decisions in front of you change what you owe next year and the year after.
A new job, a business sale, an inheritance, or retirement often brings several large money decisions at once. We help you see how they fit together before you act.
The months around a money event are when the largest, least reversible financial decisions get made. It's also when most people have the least help, because each of their professionals is looking at a different piece.
Your CPA files last year's return. The decisions in front of you change what you owe next year and the year after.
Your attorney writes the will and the trust. Deciding what goes in them is a separate conversation, and it's one we have with you.
In a transition, the order of decisions, taxes and cash flow come first. The investments should follow from those.
So nobody lines up the three big decisions: when to sell the stock, how to take the package, and what to do with the rollover. They get made in a rush, one at a time.
You work with one advisor who knows your situation and your plan before the decisions get made.
We start with the decision in front of you and your goals, then build the investment strategy around them.
We look at tax, estate, cash flow, and investments together, since they affect each other in a transition.
We're legally required to put your interests first. We're paid by our clients through advisory fees. We don't earn commissions on products.
A free guide to nine decisions worth understanding before you touch the money. For each one it covers how the decision works, where people commonly run into trouble, and the questions worth asking.
Every transition raises a different mix of decisions. The Transition Analysis is a 45-minute conversation with a fiduciary advisor about which ones apply to you and in what order. There's no cost, and what you learn is yours to keep whether or not we work together.
Pick a 45-minute slot that works for you. There's no cost and no obligation.
You describe what's changing and what you're weighing, and we listen first.
You leave knowing what to decide first and what can wait, whether or not you work with us.
The call takes 45 minutes and there's no cost or obligation. You can also open the calendar in a new tab.